“Frank, I need you right now,” I said. “It’s Gaby. It’s bad.”
Twenty minutes later we were in Frank’s office on Central, the air conditioning so cold it raised goosebumps on my arms. Gaby was with me, Leo in a carrier on her chest, Carlos sitting awkwardly by the window with his folder on his knees. Gaby hadn’t wanted to stay at the motel alone, and I hadn’t wanted her to.
Frank read everything slowly, with reading glasses low on his nose. He didn’t interrupt. When he got to the quitclaim deed, he made a small sound.
“This is garbage,” he said. He looked up at Gaby, his eyes soft behind the glasses. “Gaby, honey, do you remember signing this?”
She leaned forward, studying the signature. Her face went pale. “I… maybe? There were so many. Mason said it was for the house insurance. Derek was holding Leo and he was crying and Mason kept saying just here, just here.”
Frank nodded and pulled a thick file from his own cabinet. He dropped it on the desk with a thud that made Leo twitch.
“Because this is the real deed,” he said. “When your dad bought that townhouse, George, you told me you wanted it protected. Remember what I told you?”
I did. Vaguely. After my wife died, I’d been terrified of leaving Gaby vulnerable.
“You said to put it in a trust,” I said.
“Exactly. The Whitaker Family Trust. Gaby is the beneficiary, you are the trustee until she’s thirty-five. A quitclaim deed signed by the beneficiary alone can’t transfer it. It requires trustee signature and notarization by an independent notary. Mason’s signature is worthless. This transfer was never valid. The house is still yours, Gaby. It’s been yours the whole time.”
Gaby made a sound I can’t describe. Not quite a sob, not quite a laugh. Her hand flew to her mouth. Tears ran down her face and she didn’t wipe them away.
“What about the truck?” I asked.
Frank flipped pages. “Same thing. Title was held in the trust’s name for insurance purposes. Derek driving it doesn’t make it his. And the bank account… that one is trickier, but if we can prove the power of attorney was obtained under duress and fraudulently notarized, the bank has to freeze and reverse. We can get an emergency hearing.”
Carlos cleared his throat. “I have texts. Brenda texting me about the photos. Derek texting about the papers. I saved everything because I knew they’d try to screw me.”
Frank looked at Carlos for a long moment, then at me, then at Gaby holding Leo.
“We need to confront them before Monday,” Frank said. “With all of this. On record. If they know we have proof and that Carlos will testify, they may withdraw before they file. If they don’t, we go straight to the judge ourselves first thing Monday with an emergency motion and ask for sanctions for fraudulent filing.”
Gaby’s grip on Leo tightened. “You want me to see them?”
I reached over and took her hand. It was still cold.
“No one will make you,” I said. “But if you want your house back, your truck back, your money back… they need to hear you say no. Not me. You.”
She looked down at Leo, who was awake now, staring up at her with huge dark eyes. He had her mother’s eyes. She touched his soft head.
“Okay,” she whispered. “But you stay with me.”
Brenda Miller opened the door of the townhouse like she owned it. In a way, she thought she did.
The house on Elm that I had bought for my daughter still had the little cactus garden Gaby planted the week she moved in, but now there were two trucks in the driveway, including the gray Tacoma I had given her, washed and parked like a trophy. Brenda stood in the doorway in expensive athleisure, her hair perfect, her smile tight. Derek was behind her, arms crossed, trying to look relaxed and failing. Mason hovered near the stairs, younger, nervous, holding a coffee mug like a shield.
“Well, well,” Brenda said, her eyes sliding past me to Gaby. “You finally brought her home, George. We were so worried.”
Gaby didn’t step inside. She stood on the porch with Leo strapped to her, Frank a little behind her, Carlos and I flanking. The sun was high and the heat shimmered off the concrete.
“This is still my house,” Gaby said. Her voice shook, but she said it. “You need to leave.”
Brenda’s smile didn’t waver, but her eyes narrowed. “Honey, I think you’re confused. You signed the house over to Derek. You were so sweet about it. You said you wanted him to handle things while you rested.”
“I was bleeding and hadn’t slept in three days,” Gaby said, louder now. Tears were on her cheeks but her chin was up. I saw my wife in her so clearly it stole my breath. “You told me if I didn’t sign, you’d take Leo.”
Derek stepped forward. “Gaby, don’t do this. You’re not well. You’re making things up. Come inside, let Brenda help with the baby.”
“Don’t you talk about my son,” Gaby snapped, and Derek actually took a step back. Leo started to fuss at the raised voices and Gaby bounced him automatically, her hand on his back.
